Intro to Credit History The next section is your credit history. Sometimes, the individual accounts are called trade lines. Each account will include the name of the creditor and the account number, which may be scrambled for security purposes. You…
Identifying Credit Information Once you get a copy of your credit report, it’s important to know how to read it. There are going to be an awful lot of numbers, abbreviations and terms you’ve never seen before. Trade lines, charge-offs,…
Pay Your Bills On Time This may seem obvious, but missing one auto loan payment can drop your scores 100 points or more. Staying on time with the loans you have reporting to the credit bureaus is a good start…
Credit Repair the same as credit counseling? Credit Repair should not be confused with other credit services such as debt consolidation, credit counseling, or debt negotiation. Credit repair helps consumers dispute and remove inaccurate, unverifiable, and untimely items on their…
Increase your credit scores Utilization of your credit cards, makes up 30% of your overall credit score. This is why it is always important to keep those utilization ratios low. We have found this method of lowering the utilization ratio…
