All About FICO
All About FICO Back in the 1960’s, a company called Fair Isaac devised a unique system to determine the creditworthiness…
Protected: How to Avoid Getting Too Much Junk Mail
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What is the difference between identity theft and identity errors
The difference between identity theft and identity errors A popular credit topic these days is identity theft, and it is…
February Newsletter – The Month of Love
New Year New Beginnings For me the new year brings new and exciting opportunities. I am happy to announce…
Reading your credit report Part 7: Inquiries
Credit Inquiries The final part is inquiries. That’s a list of everyone who asked to see your credit report. Any time…
Reading your credit report Part 6: Public Records
Public Records The next section is the part you want to be blank. The public records section is never a…
Reading your credit report Part 5: Collection Accounts
Collection Accounts Collection accounts are accounts that are seriously past due and have been transferred to an attorney, collection agency…
Reading your credit report Part 4: Detailed Credit Information
Details Credit Information Most credit reports also give you more in-depth information about specific accounts. This is also an important…
Reading your credit report Part 3: Credit Account Categories
Credit Account Categories Credit accounts are divided into five categories: real estate, installment, revolving, collection and other. Here is a…