The difference between identity theft and identity errors A popular credit topic these days is identity theft, and it is definitely a problem. Many people suffer when their personal information is stolen and credit is opened in their name. What so…
Collection Accounts Collection accounts are accounts that are seriously past due and have been transferred to an attorney, collection agency or creditor’s internal collection agency. As your debt is transferred between different agencies, you may see several records on your…
Details Credit Information Most credit reports also give you more in-depth information about specific accounts. This is also an important part of the credit report you’ll want to review for accuracy. The following information may be reported for your account…
Pay Your Bills On Time This may seem obvious, but missing one auto loan payment can drop your scores 100 points or more. Staying on time with the loans you have reporting to the credit bureaus is a good start…
Increase your credit scores Utilization of your credit cards, makes up 30% of your overall credit score. This is why it is always important to keep those utilization ratios low. We have found this method of lowering the utilization ratio…
