When it comes to managing your credit score, one important factor to consider is the presence of old collections on your credit report. While it may seem like a good idea to pay off an old collection in order to…
A late payment on a credit card or loan can have a serious impact on a person’s credit score. When a payment is late, it is reported to the credit bureaus, which can lower a person’s credit score. The impact…
Credit monitoring services are an excellent way for home buyers, home shoppers, car buyers, credit card shoppers in Austin, Texas to keep tabs on their credit. With so many Austinites buying houses in this recovering economy, you’ll want to make…
Credit monitoring services are an excellent way for home buyers, home shoppers, car buyers, credit card shoppers in Houston, Texas to keep tabs on their credit. With so many Houstonians buying houses in this recovering economy, you’ll want to make…
From home loans, to auto loans to bank loans, FICO is used in 90% of all lending decisions; however many consumers are viewing their credit scores from a VantageScore. According to US News, VantageScore was designed to provide a consistent credit…
Change in Public Records Reporting What is a Public Record? Tax Liens, Judgments and Bankruptcies are credit items that are on file with the government. These can report on the credit report and have a severe detrimental impact to…
Detrimental Errors on your credit report FACT: 70% to 80% of consumer credit reports have errors. The FCC did a study and found that 7 out of 10 credit reports have some sort of detrimental error(s). In addition, a new…
Importance of Credit Cards If you do not own a credit card or revolving account, what you read below may be the most important thing you read to help raise your credit scores. We recommend that you have…
