When it comes to managing your credit score, one important factor to consider is the presence of old collections on your credit report. While it may seem like a good idea to pay off an old collection in order to…
A late payment on a credit card or loan can have a serious impact on a person’s credit score. When a payment is late, it is reported to the credit bureaus, which can lower a person’s credit score. The impact…
Credit monitoring services are an excellent way for home buyers, home shoppers, car buyers, credit card shoppers in Austin, Texas to keep tabs on their credit. With so many Austinites buying houses in this recovering economy, you’ll want to make…
Credit monitoring services are an excellent way for home buyers, home shoppers, car buyers, credit card shoppers in Houston, Texas to keep tabs on their credit. With so many Houstonians buying houses in this recovering economy, you’ll want to make…
The traditional ways to build credit has always been to open credit cards and/or open installment loans. These can still be great options in terms of building credit. However, what about the other items you are paying money every month…
From home loans, to auto loans to bank loans, FICO is used in 90% of all lending decisions; however many consumers are viewing their credit scores from a VantageScore. According to US News, VantageScore was designed to provide a consistent credit…
