Credit Card Utilization

What is credit card utilization and how can it impact your credit score? Your revolving accounts make up 30% of your credit score in the mortgage FICO credit scoring model. That is almost one third of your score.

Continue Reading →

Change in Public Records Reporting

Change in Public Records Reporting   What is a Public Record? Tax Liens, Judgments and Bankruptcies are credit items that…

Continue Reading →

Detrimental Errors

Detrimental Errors on your credit report FACT: 70% to 80% of consumer credit reports have errors. The FCC did a…

Continue Reading →